Accurately Analyze the Profitability of Your Institution
AxiomTM Funds Transfer Pricing (FTP) & Profitability provides a framework for analyzing profitability at any level. Ensure that resources are being aligned with what is driving the profitability of your organization by having full transparency into your most — and least — profitable customers, segments, branches, and products.
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Automate measurement of net interest margin down to the individual account level using the matched-term FTP engine
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Measure and analyze full profit contribution and risk-adjusted return on capital (RAROC) with the inclusion of direct costs and income, provision, and capital rules
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Conduct granular unit cost analyses with a highly configurable costing engine to determine what it costs to provide a particular product or service to a customer
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Determine what cost drivers are impacting your bottom line with a powerful allocation engine that allows for full transparency to overhead allocation
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Aggregate results to see a holistic view of the profitability of each customer based not only on which products they have, but how they are leveraging your products and services.
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Leverage standard visualizations for customer and product profitability analysis, with visibility to instrument-level data, and create self-service dashboards using industry gold standard, Microsoft PowerBI
Maximize Value from FTP Investments
Assign highly accurate FTP rates based on projected cash flows and bring together data visualization, incremental analysis, and segmentation to maximize value from FTP investments.
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Employ a transparent, matched-maturity approach where individual instruments are transfer-priced based on the characteristics of each account
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Analyze the impact of multiple factors on net interest margin to inform accurate decision-making
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Use analytical reporting to improve pricing decisions and understand performance drivers
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Create specific base rate and adjustment rate FTP rules and filters to accurately apply funding charges and credits