Budgeting & PLANNING
Streamline Your Budgeting Process
Create and manage planning models that are connected to your market and operational drivers.
With Axiom Software, your budgeting process is more efficient and accurate through automated consolidation
of budgets across departments, branches, or markets.
periodic forecasts
Prepare for Potential Impacts on Your Financials
Model and monitor the impact of shifting interest rates, lending rates, and loan volumes on your financial outcomes and performance indicators. Integrate the resulting driver-based forecasts with long-term financial plans and operational budgets to arm leadership for effective strategic and tactical planning.
Change Is Inevitable. Timing Is Unpredictable. Model Your Scenarios and Mitigate Risk.
Real-time answers on the impact of changes in interest and lending rates, operating costs, and staff with dynamic, “What if” modeling
Aggregate projected changes into financial planning portfolios to map overall impact on budgets
Better Predict Your Net Interest Margin
Use your interest rate forecast, runoff of existing balances and rates, impact of new originations, and optional funds transfer pricing (FTP) rates to generate your cash flow forecast, more accurately predicting projected balances, yields, and FTP spread (if used) to inform a cash flow-based budget.
Improve Scope And Accuracy
Process fixed, adjustable, and variable records across all instrument types in our cash flow engine, adding prepayment assumptions so your future cash flows reflect a more realistic view of customer/member behavior.
Stay Nimble with What-if Scenarios
Anticipate potential market conditions by modeling “what-if” scenarios, and be ready to adjust your risk-adjusted cash flow plan and projections to reflect changes in product mix, pricing, spread and more.
Strata’s Axiom® Financial Institutions Suite has received full Model Risk Certification
This certification from MountainView Risk & Analytics reinforces Strata’s commitment to delivering trusted, transparent, and compliant financial planning and analytics tools for banks and credit unions.
Discover the Axiom Difference
Strengthen your ability to compete in a changing marketplace with industry-leading software
that solves enterprise planning challenges for financial institutions
Featured Resources
Axiom Eases Budgeting Challenges, Increases Data Transparency for Valley Strong Credit Union
Axiom Eases Budgeting Challenges, Increases Data Transparency for Valley Strong Credit Union
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